Saas startup Roopya has raised Rs 4 crore in a seed funding spherical led by Inflection Level Ventures, a Gurugram-based angel funding platform.

Based by Sudipta Kumar Ghosh and Raman Vig, Roopya’s No-Code “Lending-as-a-Service” platform permits monetary establishments to launch customised mortgage merchandise in 4 to six days, a feat which it says sometimes takes months with standard infrastructure.

The startup stated it provides absolutely automated Mortgage Origination System (LOS), simplifying mortgage onboarding, underwriting, and disbursement. Its SaaS and Lending-as-a-Service (LaaS) platform permits lenders to deploy digital options resembling Purchase Now, Pay Later (BNPL) and EMI choices.

Ankur Mittal, Co‑founding father of Inflection Level Ventures, stated, “Roopya has constructed a technologically superior platform that empowers establishments with restricted entry to excessive‑finish lending options, in a unstable market the place seamless entry to credit score is crucial, their built-in method has the potential to make lending extra accessible and inexpensive throughout India.”

Sudipta Okay Ghosh, stated, “Our core perception is in democratizing credit score entry. By offering a SaaS-based Lending Infrastructure, we empower a whole bunch of lenders, from NBFCs to Fintechs, to effectively serve the tens of millions of consumers who’re presently underserve”.

Roopya claims that its on-line platform has processed loans price over Rs 100 crore within the present fiscal 12 months, establishing its presence throughout 10 states. The answer helps greater than 1,100 level‑of‑sale terminals, enabling NBFCs and MFIs to entry superior digital lending know-how beforehand out of attain.

The startup additionally claims that it really works with over 20 lenders who collectively course of greater than 30,000 loans every month, reaching month-on-month development of 15-20%.