SME-focused NBFC Oxyzo Monetary Providers reported a 23% rise in working income to Rs 1,488.8 crore in FY26, whereas internet revenue elevated 11% to Rs 375.5 crore, in keeping with the corporate’s consolidated monetary statements.

Its working income stood at Rs 1,207.4 crore in FY25. Curiosity earnings, which accounted for the majority of earnings, rose 23% year-on-year to Rs 1,406.8 crore, whereas price and fee earnings elevated 13% to Rs 68.1 crore. Together with different earnings, whole earnings stood at Rs 1,493.8 crore.

The expansion was supported by the growth of lending operations and secure asset high quality.

The Gurugram-based lender mentioned its whole property grew 28% year-on-year to Rs 11,822 crore, whereas its mortgage e-book expanded to Rs 10,545 crore by the tip of March 2026. Asset high quality remained secure, with gross non-performing property (NPA) at 0.74% and internet NPA at 0.30%.

Oxyzo reported a return on property (RoA) of three.8% and ended the fiscal yr with a internet price of Rs 3,327 crore. The corporate maintained a capital adequacy ratio (CRAR) of 29%, a debt-to-equity ratio of two.2 occasions, and a liquidity surplus of greater than Rs 950 crore.

The corporate mentioned it remained well-capitalised and continued to diversify its borrowing profile throughout banks, NBFCs and capital market devices. Its lending companions embody State Financial institution of India, Federal Financial institution, IndusInd Financial institution, IDFC First Financial institution, Axis Financial institution, Kotak Mahindra Financial institution and SIDBI.

Based in 2016 by Ashish Mohapatra , Bhuvan Gupta, Ruchi Kalra and Vasant Sridhar, Oxyzo gives financing to small and medium-sized companies within the manufacturing and contracting sectors. The corporate can also be increasing past its core lending enterprise because it appears to construct a broader monetary companies platform for SMEs.

On Might 20, 2026, Oxyzo announced the acquisition of GoldenPi Technologies and GoldenPi Securities via a share-swap settlement valued at Rs 42.4 crore. The deal is anticipated to strengthen Oxyzo’s debt capital markets enterprise and develop its fixed-income choices for retail and high-net-worth buyers.

It additionally launched Oxyzo Credit score Fund I (OCF-I), a performing credit score fund beneath its various funding platform, and entered the fund administration enterprise via a brand new subsidiary, Oxyzo Funding Supervisor Non-public Restricted.

Oxyzo appointed former Brookfield government Munish Dayal as an unbiased director to its board.

The lender undertook vital restructuring in the course of the yr. Its amalgamation scheme involving quick-loans subsidiary Z-First obtained approval from the Nationwide Firm Regulation Tribunal (NCLT) and have become efficient in March 2026. The corporate is now pursuing a fast-track merger with the wholly owned subsidiary, which it acquired in 2022.

Oxyzo additionally stepped up debt fundraising in the course of the fiscal yr, issuing non-convertible debentures (NCDs) price Rs 900 crore, in contrast with Rs 553 crore within the earlier yr.

Whole bills rose 31% to Rs 989.2 crore. Finance prices remained the corporate’s largest expense, rising 37% to Rs 599.2 crore, whereas worker profit bills climbed 28% to Rs 183.6 crore.

Oxyzo achieved unicorn standing after elevating $200 million in a Collection A funding spherical led by Alpha Wave and Tiger World. In the meantime, father or mother firm OfBusiness has been making ready for a proposed $1 billion IPO, anticipated to incorporate a mixture of recent shares and an offer-for-sale.