Paytm’s Luxembourg-based subsidiary has been granted a fee establishment licence by the Fee de Surveillance du Secteur Financier, Luxembourg’s monetary regulator.

One 97 Communications, which operates Paytm, mentioned in a inventory alternate submitting that Paytm Europe Funds S.A. had been knowledgeable by the CSSF on 2 July that the licence had been granted.

The corporate mentioned Paytm Europe had additionally been registered on the CSSF’s official record of fee establishments, with impact from the identical date.

The licence permits Paytm Europe to execute fee transactions, together with credit score transfers and standing orders. It additionally covers fee transactions the place funds are backed by a credit score line for a fee service consumer, in addition to the buying of fee transactions.

Paytm mentioned the authorisation was legitimate from 2 July and “doesn’t have any specified validity interval”. It added that there have been no penalties, restrictions, sanctions, non-compliances or monetary implications linked to the approval.

Paytm Europe was integrated in Luxembourg on 12 January 2026 as a completely owned subsidiary of Paytm Cloud Applied sciences, which is itself a completely owned subsidiary of One 97 Communications.

The approval follows Paytm Cloud Applied sciences’ €9m funding in Paytm Europe, or about $10.26 million/Rs 97.87 crore. The funding was accepted on 25 Might and accomplished on 1 June by the subscription of 9 million fairness shares of €1 every.

The transfer is a part of Paytm’s broader effort to discover abroad markets for its technology-led service provider payments and monetary providers distribution enterprise.

In its FY25 shareholder letter, founder and CEO Vijay Shekhar Sharma mentioned the corporate was starting to discover worldwide alternatives the place “small companies stay underserved”. Its worldwide growth can be deliberate and take a long-term view.

Paytm has additionally checked out different worldwide markets. In February 2025, Paytm Cloud Applied sciences accepted a $1 million funding in Seven Know-how LLC, the Delaware-incorporated guardian of Brazilian embedded finance startup Dinie, for a 25% stake. The funding will assist it perceive the service provider enterprise panorama and alternative in Brazil.

The European licence comes after Paytm reported its first full yr of revenue in FY26. The corporate posted a PAT of Rs 552 crore for the yr ended March 2026, in contrast with a lack of Rs 663 crore a yr earlier, whereas revenue rose 22% year-on-year to Rs 8,437 crore.