Indian fintech agency Pine Labs has introduced a strategic partnership with Wio Financial institution, an Abu Dhabi-based digital monetary platform.

The collaboration goes to construct a contemporary buying infrastructure for Wio Financial institution with no legacy tech dependency, enabling sooner service provider onboarding, real-time settlement capabilities, and seamless multi-mode cost acceptance at scale.

As a part of the partnership, Wio Financial institution will deploy Credit score+, Pine Labs’ modular, API-first buying platform, to energy its core buying operations.

Credit score+ permits clever rule-based workflows, data-driven decisioning, and optimisation of cost acceptance charges, whereas managing the complete service provider acquisition and lifecycle journey via a developer-friendly, tech-first structure.

Designed on a cloud-native, microservices-based framework, Credit score+ permits Wio Financial institution to effectively scale buying volumes with excessive availability, enterprise-grade safety, and regulatory compliance. The platform helps fast characteristic rollouts, real-time insights, and operational resilience—important for digitalfirst banks working in high-growth markets.

Commenting on the announcement, B Amrish Rau, CEO, Pine Labs, mentioned “Our partnership with Wio Financial institution brings a contemporary buying processing platform to one of the vital revolutionary digital banks within the area. Credit score+ is constructed to ship excessive transaction throughput, fast characteristic deployment, and seamless scalability via its API-driven, microservices structure. This collaboration displays how a modular buying stack may also help banks transfer sooner, iterate smarter, and scale reliably in a digital-first funds ecosystem.”

Jayesh Patel, CEO of Wio Financial institution PJSC, mentioned “At Wio, our focus is on constructing a banking platform that helps how companies function and develop. This partnership with Pine Labs strengthens our skill to ship easier, extra environment friendly cost capabilities, from sooner onboarding and settlements to simpler acceptance throughout channels. It permits us to proceed evolving our infrastructure whereas constructing the subsequent era of funds and value-added companies round buyer wants, to allow them to keep centered on working and rising their enterprise.”

On the monetary entrance, Pine Labs reported income of Rs 650 crore in Q2 FY26, up from Rs 551 crore within the year-ago quarter. The corporate posted a web revenue of Rs 6 crore in the course of the quarter, in contrast with a lack of Rs 32 crore in Q2 FY25.