Insurtech agency Go Digit Basic Insurance coverage reported revenue earlier than tax of Rs 163 crore in Q3 FY26, in contrast with Rs 119 crore in Q3 FY25. This represents a year-on-year improve of 36.9%. Revenue after tax for the quarter stood at Rs 140 crore, up 17.6% year-on-year.

For the 9 months ended December 2025, revenue earlier than tax reached Rs 459 crore, greater than the full-year FY25 revenue earlier than tax of Rs 425 crore.

Revenue after tax for the nine-month interval elevated to Rs 395 crore from Rs 309 crore within the corresponding interval of the earlier yr. Gross Direct Premium elevated by 20.9% year-on-year to Rs 2,557 crore in Q3 FY26.

Gross Written Premium rose by 8.7% to Rs 2,909 crore throughout the identical interval. For the nine-month interval, Gross Direct Premium stood at Rs 7,444 crore in contrast with Rs 6,491 crore in 9M FY25, whereas Gross Written Premium elevated to Rs 8,558 crore from Rs 7,706 crore.

Internet Premium Written was about Rs 2,148 crore within the quarter and was decrease than final yr by round 4%. Internet Premium Earned stood at Rs 2,160.1 crore, displaying a year-on-year improve of round 4%.

Complete revenue for the quarter was Rs 2,497.7 crore, whereas whole bills had been Rs 2,386.1 crore. Property beneath administration stood at Rs 22,509 crore as of December 31, 2025, in contrast with Rs 18,939 crore a yr earlier.

Throughout FY25-26 thus far (April to December 2025), the corporate reported about 1.21 crore insurance policies bought.

Since inception in 2017 and as much as December 31, 2025, the corporate has issued insurance policies masking about 8.1 crore folks. Go Digit reported a market share of three.4% in whole insurance coverage and 6.5% in motor insurance coverage, based mostly on 9M FY26 Gross Written Premium.

For Q3 FY26, the loss ratio stood at 72.5% in contrast with 72.9% in Q3 FY25. The expense ratio elevated to 38.2% from 35.2% a yr earlier. The mixed ratio with 1/n foundation was 110.7% in contrast with 108.1% final yr. With out the 1/n foundation, the mixed ratio was reported at 108.6%.

On an IFRS foundation, excluding discounting profit, the mixed ratio was 105.0% in contrast with 106.2% within the year-ago quarter.

Motor insurance coverage remained the biggest enterprise phase for the corporate. Motor Gross Written Premium grew by 23.4% year-on-year through the quarter, in contrast with business progress of 11.5%. Internet Premium Earned from the motor phase elevated by about 9% year-on-year to Rs 1,511.6 crore.

The well being, journey and private accident phase recorded a decline through the quarter. Gross Written Premium on this phase fell by 31.1% year-on-year, whereas the business reported progress of 28.7%. Internet Premium Earned from company medical health insurance declined to about Rs 300 crore.

Internet Premium Earned from authorities medical health insurance declined to about Rs 46.8 crore.

Amongst different segments, Internet Premium Earned from fireplace insurance coverage elevated to about Rs 36.3 crore. The marine phase reported Internet Premium Earned of about Rs 2 crore, greater than the identical quarter final yr.

The solvency ratio stood at 2.30 occasions as of December 31, 2025, in contrast with 2.24 occasions as of March 31, 2025. This remained above the regulatory minimal requirement of 1.50 occasions.