Intellend Applied sciences Advisors, a totally digital and embedded lending know-how platform centered on bridging India’s MSME credit score hole, has raised $1.2 million (Rs 10.6 crore) in a seed funding spherical.

The spherical was led by Incubate Fund Asia, with participation from M Enterprise Companions, Atrium Angels, and angel investor Dhananjay Tiwari.

Intellend will use the funds to strengthen the group, construct on the product roadmap, and execute on the envisioned GTM technique. 

Based in Might 2025 by Brotish Das (CEO), Som Chatterjee (COO), and Bodhisattwa Gupta (CBO), Intellend is constructing a full-stack “lending-as-a-service” platform designed for digital service provider ecosystems. The startup allows seamless, embedded credit score entry for underserved MSMEs utilizing superior knowledge analytics, AI-driven underwriting, and technology-led threat evaluation. 

It companions with digital service provider ecosystems and monetary establishments to supply reasonably priced loans on the level of want in a risk-balanced method. 

Intellend will use the raised capital to strengthen the core group, speed up product improvement, and execute its go-to-market technique.

The startup additionally plans to broaden partnerships throughout a number of service provider platforms and monetary establishments, broaden its product suite, and, over the medium to long run, discover alternatives in different underserved segments and choose worldwide markets. 

Commenting on the fundraise, Brotish Das, Som Chatterjee, and Bodhisattwa Gupta, Founders of Intellend, mentioned, “We’re excited to shut our seed spherical as we work in direction of reimagining the way forward for embedded B2B2C lending for India’s MSME ecosystems. This funding permits us to deepen our partnerships with main ecosystems, strengthen our AI-led credit score underwriting capabilities, and scale immediate financing options that may meaningfully enhance credit score entry for tens of millions of underserved companies pan-India.” 

Rajeev Ranka, India Accomplice, from Incubate Fund Asia added, “Intellend’s embedded financing platform addresses a vital hole within the digital commerce ecosystem. By integrating AI- pushed underwriting, analytics, and energetic money stream knowledge, Intellend is constructing foundational credit score infrastructure for underserved companies. The founding group brings deep experience in fintech and threat administration, having beforehand scaled billion-dollar lending platforms. Their skill to combine knowledge and distribution at scale positions the corporate uniquely.”