InstiFi, a Goa-based fee aggregator, has obtained authorisation from the Reserve Financial institution of India (RBI) to function as an offline fee aggregator from January 8, 2026.

The approval permits InstiFi to supply Level-of-Sale (POS) machines and Sound Field–enabled static QR fee options to retailers throughout India. 

The corporate stated that the authorisation permits it to increase its funds ecosystem past on-line collections to incorporate in-store, bodily fee acceptance, permitting the retailers to simply accept card-based and digital funds seamlessly at their premises.

InstiFi had earlier obtained RBI authorisation to function as a Fee Aggregator – On-line on 3 June 2025, following which it went dwell with service provider onboarding and digital fee providers.

Commenting on the event, Prakash Ravindran, CEO and Director, InstiFi, stated, “This authorisation is a powerful validation of our compliance-first strategy and long-term imaginative and prescient. By extending our capabilities to offline funds, we’re enabling retailers to handle each digital and in-store collections by means of a trusted, unified platform. Our focus stays on constructing dependable, safe, and accessible fee infrastructure that helps companies wherever they function.”

The offline fee authorisation permits InstiFi to handle the wants of small and medium companies (SMBs), retailers, and enterprises, together with these in semi-urban and underserved areas the place bodily fee acceptance stays vital.