Listed fintech agency Paytm has moved to deepen its abroad growth whereas reshaping possession at its UAE funds arm, because it appears to export its service provider funds and monetary companies expertise stack to worldwide markets and strengthen its regulated funds infrastructure.

In a inventory change submitting on December 22, Paytm stated its cloud arm, Paytm Cloud Applied sciences Restricted (PCTL), has authorised the incorporation of two new wholly owned subsidiaries in Indonesia and Luxembourg.

Each entities will probably be arrange as step-down subsidiaries of One 97 Communications Restricted and can give attention to increasing the distribution of Paytm’s technology-led service provider funds and monetary companies choices by way of a mixture of natural growth, native licences, strategic partnerships and investments.

Paytm plans to take a position as much as Rs 25 crore in every subsidiary, in a number of tranches, at face worth.

Alongside this, Paytm additionally introduced a change in shareholding at Paytm Arab Funds LLC, its UAE-based funds unit integrated in April 2025.

The board of Paytm Arab Funds has authorised the issuance of 76,862 fairness shares of face worth AED 100 every, representing 49% of its post-issue paid-up share capital, to Abbar World Alternatives Holdings Restricted, an Abu Dhabi World Market-incorporated entity. The funding car is linked to Mohamed Alabbar, founding father of Emaar Properties and co-founder of Midday.

The transaction values the funding at roughly AED 7.69 million, or about Rs 18.7 crore. As soon as accomplished, Paytm Arab Funds will stop to be an entirely owned subsidiary of PCTL and can function as a 51%-owned subsidiary, with Paytm retaining administration management. The share subscription settlement was executed on December 22, and the transaction is predicted to shut by February 28, 2026, topic to needed approvals .

The abroad growth comes as Paytm continues to reorganise its funds enterprise following regulatory actions in opposition to Paytm Funds Financial institution in 2024. As a part of this course of, the corporate transferred its offline service provider funds enterprise to Paytm Funds Companies Restricted (PPSL) in November, at a ebook worth of Rs 960 crore for FY25, citing regulatory compliance and operational effectivity. PPSL has since emerged because the group’s core funds car.

Just lately, PPSL received key approvals from the RBI to function as a fee aggregator throughout on-line, offline and cross-border transactions, each inward and outward. Paytm has additionally infused extra capital into the subsidiary. On December 12, it accomplished an additional Rs 2,250 crore funding by way of a rights difficulty to strengthen internet value, assist working capital necessities and scale service provider funds infrastructure.

Paytm has stated its worldwide initiatives are anticipated to start out contributing meaningfully over the following three years, pushed by its technology-led service provider funds and monetary companies mannequin. The corporate has already begun testing cross-border use instances, together with rolling out UPI entry for NRIs in 12 nations in October and launching UPI Worldwide in choose abroad markets in late 2024.

On the home entrance, Paytm is doubling down on funds as its core income engine. In Q2 FY26, internet fee income rose 28% year-on-year to Rs 594 crore, whereas service provider subscription volumes elevated to 1.37 crore. The corporate reported a internet revenue of Rs 21 crore in the course of the quarter.